Before even looking for your first house, we can help you get mortgage prequalified*. Some realtors may even require this prior to showing homes.
The Rome Team of Fairway Independent Mortgage Corporation can help you get pre-qualified and on your way to home ownership!
Determine how your credit looks.
Lenders will look at your payment history, income, and current debts to determine how likely you are to pay your loan each month. The number value assigned to your “reliability” is known as your credit score and is one of the biggest factors in getting approved for a mortgage.
There are many websites that allow you to quickly check your credit & credit score for free. Two of our favorites are www.freecreditreport.com and www.creditkarma.com. (Fairway Independent Mortgage Corporation has no affiliation with these companies)
If you have credit scores under 640 and are looking for ways to optimize your scores to be approved for the best possible interest rate and terms for your mortgage, we have an in-house team of credit improvement specialists who can build a credit improvement action plan to fit your needs. An assigned analyst will explain the requirements, answer your questions and follow up with you along the way! Creditool can help you improve your credit scores at no cost to you! Ask us about Creditool today!
Why Should You Get Mortgage Prequalified with The Rome Team of Fairway Independent Mortgage Corporation?
- We put YOU first.
- The Rome Team of Fairway Independent Mortgage Corporation offers some of the most competitive rates in the Nation!
- Fast and efficient, we close most of our loans in 30 days or less.
- We offer a variety of loans. The Rome Team of Fairway Independent Mortgage Corporation can help you find the loan that is right for you!!!
*A pre-qualification is not an approval of credit and does not signify that underwriting requirements have been met.